Why You Should Consider a
Community Bank for Your Mortgage

Buying a house is a huge undertaking. Often, it’s life changing. Selecting the right mortgage option for you and/or your family is one of, if not the most important decision you will make in the process of buying your new house. It is more than worth your time to consider selecting a mortgage through your local community bank given the unique advantages that they can offer you. Here are just a few to think about:

1. Community bank – community first
   Your local bank prioritizes you in ways that others do not. They deeply value their customers and make a point to go the extra mile to deliver premium quality customer service and assistance. They apply all of their resources to growing and supporting their local community, so selecting a mortgage with one of these banks is an excellent way to support an organization that will apply your investment in a way that tangibly benefits you and your surroundings.
   
2. Educational approach
   The mortgage specialists at your local bank will work with you extensively to help you understand your circumstances, your qualifications, and the best options for you to select. They are not there just to sell or close a commitment, they are there to provide you with all of the tools and insight you need to make an educated and optimal decision.
   
3. Convenient loan servicing
   Unlike many other mortgage lenders, community banks are more likely to retain their mortgages for the entire life of the loan, meaning that borrowers can expect a stable loan servicing experience. You’ll find better terms and more flexibility for outstanding situations that may affect your ability to make payments as normal. Furthermore, you can always count on the community bank to be your go-to for all questions and payments, ensuring that you experience the full scope of their high quality customer service throughout the duration of the lending period.
   

There are a ton of advantages to be realized from selecting a mortgage with your community bank. Take some time to do some research and get in contact with your community bank for more information as you’re diving into the details of this life-changing decision!

“10 Reasons to Get Your Mortgage from a Community Bank” [Article]. Fidelity Bank. https://www.fidelitybankonline.com/10-reasons-to-get-your-mortgage-from-a-community-bank/ [Accessed February 8, 2023]