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Free Checking
Kasasa Cash Back®

Earn cash back refunds on your Debit Card purchases every month — plus refunds on ATM withdrawal fees, nationwide!1

Open Account

Summary

Free checking that pays you back:

  • Get 3.00% cash back on Debit Card purchases2
    • No category restrictions on your purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $15/mo.)1

Please note conditions of account: eStatement enrollment required, limit 1 account per SSN.

 

Additional Info:

  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online and Mobile Banking, including:
    • No charge for BillPay
    • No charge for ATM/Debit Card
    • Free eStatements
  • No minimum deposit to open

How to Qualify in 1… 2… 3!

To earn your Kasasa Cash Back rewards, just make sure a few simple banking activities (“Qualifications”) are taken care of each month. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  1. At least 1 Direct Deposit, ACH Credit, or ACH Payment Transaction
  2. At least 12 Debit Card purchases
  3. Be enrolled in and log into Online Banking

It’s just that easy. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free, and you’ll still earn our base interest rate. Plus, you can get right back to earning your full rewards the very next month.

Disclaimer

1 ATM/debit card available to qualified customers. ATM fees may apply
2 3% cash back on debit card purchases that post and settle to the account during the cycle period

Kasasa Cash Back Tangible Disclaimer
Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Reward Information
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

Monthly e-statements are a condition of this account.

Enrollment in electronic services (e.g. online banking) and log-ons may be required to meet some of the account’s qualifications.

Limit of one (1) account per social security number.

There are no recurring monthly maintenance charges or fees to open this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact our Personal Banker for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back Electronic Disclaimer
Qualification Information
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction;
  • At least 12 debit card purchases; and
  • Be enrolled in and log into online banking at least once.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Reward Information
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

Monthly e-Statements are a condition of this account.

Enrollment in electronic services (e.g. online banking) and log-ons may be required to meet some of the account’s qualifications.

Limit of one (1) account per social security number.

There are no recurring monthly maintenance charges or fees to open this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact our Personal Banker for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back Kasasa Saver Disclaimer
Qualification Information
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back with Kasasa Saver account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction;
  • At least 12 debit card purchases; and
  • Be enrolled in and log into online banking at least once.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Reward Information
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the Kasasa Cash Back or Saver account.

Monthly e-statements are a condition of this account.

Enrollment in electronic services (e.g. online banking) and log-ons may be required to meet some of the account’s qualifications.

Limit of one (1) account per social security number.

There are no recurring monthly maintenance charges or fees to open this account.

A Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact our Personal Banker for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.